Overview
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2026 Postal Service Health Benefits (PSHB) Program
Get Ready!!
This year, the annual PSHB Open Season will run from November 10- December 8, 2025. Now is a great time to learn more about TakeCare’s 2026 PSHB offering.
Only US Postal Employees and Annuitants may enroll in this plan. If you are Federal employee or annuitant interested in TakeCare’s 2026 FEHB plan offering, click here.
You’ve got choices with TakeCare
Thank you for considering TakeCare for your health care needs. At TakeCare, we are committed to giving you choices while delivering quality and affordable health care benefits and services that’s focused on you and your family needs.
If you have questions about which TakeCare medical plan might be right for you, answering the following can help you choose a plan that might be the best fit.
- What type of coverage will you need? See the benefit summaries below.
- Is cost an important consideration? We have a plan that’s only $15.52/paycheck for Self Only coverage. See our HDHP Option info below.
- Will you need in-network or out-of-network coverage? Check our Provider Search Tool to see if your doctor, dentist, or preferred facility is included in our extensive network, on or off island.
- Are you taking any prescription drugs? Use our Rx Search Tool to see what you'll pay based on your TakeCare medical plan choice, benefit tier, and prescription dosage.
- Looking to better manage your health? Click here to learn more about our extensive list of free wellness and health education classes
- Interested in earning money by completing recommended health screenings, making health improvements, exercising regularly? Click here for details. Or, a free membership to a choice of 23 different gyms? Click here
- Looking to better manage your health? Click here to learn more about our extensive list of free wellness and health education classes
- Interested in earning money by completing recommended health screenings, making health improvements, exercising regularly? Click here for details. Or, a free membership to a choice of 22 different gyms? Click here
Enrollment
You can make changes to your plan enrollment during the PSHB Open Season. You are encouraged to review all available plans to choose a plan that best fits your needs. If you don’t make any changes, your PSHB coverage for 2026 will continue with the plan in which you are currently enrolled.
Request for a 2026 PSHB Benefit Packet
Click here to request a TakeCare information packet including the 2026 brochure.
Need a new or replacement TakeCare ID Card?
Request for a new or replacement TakeCare Member ID card(s) at https://bit.ly/3ZG7CcI
Or, consider displaying your ID card on your mobile device using TakeCare’s mobile app. Learn more at https://bit.ly/3AdZmXm
TakeCare’s In-Person Briefings/ Activities
- Postal Facility Briefings - check with facility management or postmaster for the date(s) scheduled for your onsite briefing.
Live Webcast Series
Get your TakeCare-specific questions answered through conveniently scheduled virtual presentation sessions throughout the open enrollment period. Attend any of the sessions to be conducted via Microsoft Teams every Thursday at 6:00pm- 7:00pm ChST, beginning Nov 13 through Dec 4 (except for Thanksgiving, Nov 27).
- Click here to join the Thursday meetings
Health Fairs
TakeCare will be hosting two health fairs during Open Season, the first on November 15, the second on November 29. Both will be held at the Micronesia Mall, Ground Floor Concourse 3 from 11am – 5pm. A PSHB Information Table will be available to you at these health fairs.
Need more information?
Our customer service offices are open in Tamuning and Garapan. For your safety and convenience, in-person visits by appointment is the preference but walk-ins are welcome.
Hours of operation are 8am to 5pm, Mondays – Fridays. The first hour (8am-9am) being reserved for manamko’ and those persons with disabilities.
To make an appointment in Tamuning, call us at (671) 647-3526 or via email at customerservice@takecareasia.com. For Garapan, call us at (670) 235-0994.
Or click here to ask us a question or request for more information using an online form. We’ll respond within 24 hrs.
Affordable Rates, Comprehensive Benefits!
| Enroll Codes | Your Premium Rate Share | ||
| HDHP Option | Biweekly | Monthly | |
| Self Only | HJA | $15.52 | $33.64 |
| Self Plus One | HJC | $37.48 | $81.21 |
| Self & Family | HJB | $41.63 | $90.19 |
| Standard Option | |||
| Self Only | G4D | $46.85 | $101.51 |
| Self Plus One | G4F | $93.97 | $203.60 |
| Self & Family | G4E | $154.79 | $335.37 |
| High Option | |||
| Self Only | G4A | $72.57 | $157.23 |
| Self Plus One | G4C | $145.09 | $314.36 |
| Self & Family | G4B | $208.64 | $452.06 |
2026 PSHB Benefit Plans
The TakeCare Summary of Benefits and Coverage (SBC) for each of its 2026 PSHB Plan Options and Uniform Glossary are available through the following links:
Click here to view TakeCare’s benefit changes for 2026
Other Important Links
- 2026 PSHB Benefit Brochure
- 2026 PSHB Welcome Booklet
- 2026 Non-PSHB Wellness Incentive Package
- 2026 Non-PSHB Fitness Partner Membership.
- 2026 Non-PSHB Supplemental Dental Coverage
- Benefit Description
- Enrollment Form
- 2026 TakeCare HDHP Pass through Application
- 2026 ASC Trust HSA Brochure, Enrollment Form
- 2026 TakeCare Health Savings Account (HSA) FAQ
USEFUL LINKS
- Rx Search Tool
- OPM's PSHB Guidance for USPS Employees
- OPM's PSHB Guidance for USPS Retirees/Survivors
- FHP Health Center
- Anti-Fraud and Abuse
- Disputed Claims Process Document
- Patient Safety Initiatives
- Infertility Services Medical Policy
- Contraceptives Benefit & Exception Process
- Provider Directory
- No Surprises Act
- Off-Island Primary Care Verification Form
- Accessibility, Multi-Language Info
- Member Claim Form
