Overview
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2026 Federal Employee Health Benefit (FEHB) Program
Get Ready!!
This year, the annual FEHB Open Season will run from November 10- December 8, 2025. Now is a great time to learn more about TakeCare’s 2026 FEHB offering.
Postal Employees and Annuitants were not eligible for this plan beginning January 1, 2025. Click here to view TakeCare’s Postal Service Health Benefit (PSHB) Program for 2026.
You’ve got choices with TakeCare
Thank you for considering TakeCare for your health care needs. At TakeCare, we are committed to giving you choices while delivering quality and affordable health care benefits and services that’s focused on you and your family needs.
If you have questions about which TakeCare medical plan might be right for you, answering the following can help you choose a plan that might be the best fit.
- What type of coverage will you need? See the benefit summaries below.
- Is cost an important consideration? We have a plan that’s only $17.80/paycheck for Self Only coverage. See our HDHP Option info below.
- Will you need in-network or out-of-network coverage? Check our Provider Search Tool to see if your doctor, dentist, or preferred facility is included in our extensive network, on or off island.
- Are you taking any prescription drugs? Use our Rx Search Tool to see what you'll pay based on your TakeCare medical plan choice, benefit tier, and prescription dosage.
- Looking to better manage your health? Click here to learn more about our extensive list of free wellness and health education classes
- Interested in earning money by completing recommended health screenings, making health improvements, exercising regularly? Click here for details. Or, a free membership to a choice of 23 different gyms? Click here
- Looking to better manage your health? Click here to learn more about our extensive list of free wellness and health education classes
- Interested in earning money by completing recommended health screenings, making health improvements, exercising regularly? Click here for details. Or, a free membership to a choice of 22 different gyms? Click here
If you need help enrollment help, please refer to OPM’s FEHB Guidance links in the box to the right or contact us at (671) 647-3526, customerservice@takecareasia.com
Postal Employees and Annuitants are not eligible for this plan beginning January 1, 2025 (unless currently under Temporary Continuation of Coverage).
Click here to view TakeCare’s Postal Service Health Benefit (PSHB) Program for 2025.
Request for a 2026 FEHB Benefit Packet
Click here to request a TakeCare information packet including the 2026 brochure.
Need a new or replacement TakeCare ID Card?
Request for a new or replacement TakeCare Member ID card(s) at https://bit.ly/3ZG7CcI
Or, consider displaying your ID card on your mobile device using TakeCare’s mobile app. Learn more at https://bit.ly/3AdZmXm
TakeCare’s In-Person Briefings/ Activities
- Guam - Healthcare/Benefit Info Fairs @ Micronesia Mall – November 15 and November 29, 11am – 5pm.
- Saipan - Briefing Luncheon, November 18, 11:30am-1:30pm. Crowne Plaza Resort Saipan, Hibiscus Hall. RSVP (670) 235-0996 ext. 5802 or leilani.pangelinan@takecareasia.com by November 14.
- Agency Briefings - check with your Agency HRO for the date(s) scheduled for your onsite agency briefing.
Live Webcast Series
Get your TakeCare-specific questions answered through conveniently scheduled virtual presentation sessions throughout the open enrollment period.
Attend any of the sessions to be conducted via Microsoft Teams every Thursday at 7:00pm- 8:00pm ChST, beginning Nov 13 through Dec 4 (except for Thanksgiving, Nov 27).
- Click here to join the Thursday meetings
Need more information?
Our customer service offices are open in Tamuning and Garapan. For your safety and convenience, in-person visits by appointment is the preference but walk-ins are welcome.
Hours of operation are 8am to 5pm, Mondays – Fridays. The first hour (8am-9am) being reserved for manamko’ and those persons with disabilities.
To make an appointment in Tamuning, call us at (671) 647-3526 or via email at customerservice@takecareasia.com. For Garapan, call us at (670) 235-0994.
Or click here to ask us a question or request for more information using an online form. We’ll respond within 24 hrs.
Affordable Rates, Comprehensive Benefits!
| HDHP Option | Enroll Codes | Your Premium Rate Share | |
| Biweekly | Monthly | ||
| Self Only | KX1 | $17.80 | $38.57 |
| Self Plus One | KX3 | $42.97 | $93.10 |
| Self & Family | KX2 | $47.72 | $103.39 |
| Standard Option | |||
| Self Only | JK4 | $46.35 | $100.42 |
| Self Plus One | JK6 | $92.87 | $201.21 |
| Self & Family | JK5 | $152.97 | $331.43 |
| High Option | |||
| Self Only | JK1 | $72.80 | $157.73 |
| Self Plus One | JK3 | $145.54 | $315.34 |
| Self & Family | JK2 | $209.29 | $453.47 |
2026 Benefit Plans
The TakeCare Summary of Benefits and Coverage (SBC) for each of its 2026 Options and Uniform Glossary are available through the following links:
Click here to view TakeCare’s benefit changes for 2026
Federal HDHP video
Other Important Links
- 2026 FEHB Benefit Brochure
- 2026 FEHB Welcome Booklet
- 2026 Non-FEHB Wellness Incentive Package
- 2026 Non-FEHB Fitness Partner Membership
- 2026 Non-FEHB Supplemental Dental Coverage
- Benefit Description
- Dental Enrollment Form
- 2026 TakeCare HDHP Pass through Application
- 2026 ASC Trust HSA Brochure, Enrollment Form
- 2026 TakeCare Health Savings Account (HSA) FAQ
USEFUL LINKS
- Rx Search Tool
- OPM's FEHB Guidance for Federal Employees
- OPM's FEHB Guidance for Federal Retirees/Survivors
- FHP Health Center
- Anti-Fraud and Abuse
- Disputed Claims Process Document
- Patient Safety Initiatives
- Infertility Services Medical Policy
- Contraceptives Benefit & Exception Process
- Provider Directory
- No Surprises Act
- Off-Island Primary Care Verification Form
- Accessibility, Multi-Language Info
