2024 FEHB Benefits



You’ve got choices with TakeCare

Thank you for considering TakeCare for your health care needs. At TakeCare, we are committed to giving you choices while delivering quality and affordable health care benefits and services that’s focused on you and your family needs.

If you have questions about which TakeCare medical plan might be right for you, answering the following can help you choose a plan that might be the best fit.

  • What type of coverage will you need? See the benefit summaries below.
  • Is cost an important consideration? We have a plan that’s only $17.90/paycheck for Self Only coverage. See our HDHP Option info below.
  • Will you need in-network or out-of-network coverage? Check our Provider Search Tool to see if your doctor, dentist, or preferred facility is included in our extensive network, on or off island.
  • Are you taking any prescription drugs? Use our Rx Search Tool to see what you'll pay based on your TakeCare medical plan choice, benefit tier, and prescription dosage.
  • Looking to better manage your health? Click here to learn more about our extensive list of free wellness and health education classes
  • Interested in earning money by completing recommended health screenings, making health improvements, exercising regularly? Click here for details. Or, a free membership to a choice of 21 different gyms? Click here

If you need help enrollment help, please refer to OPM’s FEHB Guidance links in the box to the right or contact us at (671) 647-3526, customerservice@takecareasia.com


April 18 - USPS annuitants entitled to Medicare Part A (typically at age 65) prior to January 1, 2024, who have not yet enrolled in Medicare Part B, and their covered, eligible family members may be able to participate in a Special Enrollment Period (SEP) for Medicare Part B that started on April 1, 2024 and ends September 30, 2024.

Those who enroll during the SEP will not need to pay a Part B Late Enrollment Penalty.

Eligibility letters and related forms have been mailed to these annuitants and eligible family members over the last several weeks.

USPS annuitants who’ve misplaced their SEP eligibility notice or did not receive one and believe they are eligible for this enrollment opportunity, are directed to contact the PSHB Navigator Helpline’s toll-free number at 833-712-PSHB (7742) or email retirementbenefits@usps.gov.

In addition, individuals can get more information about the PSHB program at https://www.opm.gov/healthcare-insurance/pshb/ and www.keepingposted.org/postal-service-health-benefits.htm

March 15 - According to a U.S. Office of Personnel Management (OPM) press release dated March 12, 2024, TakeCare Insurance Company, Inc. (TakeCare) has been conditionally approved as one of 32 carrier applicants to participate in OPM’s new Postal Service Health Benefits (PSHB) Program for U.S. Postal Employees and their families.

Click here to view TakeCare’s media release which includes a link to OPM’s related press release.

February 16 -the Postal Service Health Benefits (PSHB) Program is a new, separate program within the Federal Employees Health Benefits (FEHB) Program, administered by the Office of Personnel Management (OPM). The PSHB Program will provide health insurance to eligible Postal Service employees, Postal Service annuitants, and their eligible family members starting January 1, 2025, replacing the Federal Employees Health Benefit (FEHB) Program coverage for these groups.

Click here to learn more and to keep updated about the PSHB Program.


Request for a 2024 FEHB Benefit Packet

Click here to request a TakeCare information packet including the 2024 brochure.


Need a new or replacement TakeCare ID Card?

Request for a new or replacement TakeCare Member ID card(s) at https://bit.ly/3ZG7CcI
Or, consider displaying your ID card on your mobile device using TakeCare’s mobile app. Learn more at https://bit.ly/3AdZmXm


Virtual Chat Sessions

Get your TakeCare-FEHB specific questions answered throughout the year.

The live sessions will be open via Microsoft Teams the second Wednesday of each month, 8:30am-9:00amChST, beginning JAN 10 through OCT 9. Click here to join in!


Other Information Opportunities

Prefer to get your questions answered in person or want to pick up an information packet

Our customer service offices are open in Tamuning and Garapan. For your safety and convenience, in-person visits by appointment is the preference but walk-ins are welcome.

During open season, hours of operation are 8am to 5pm, Mondays – Fridays. The first hour (8am-9am) being reserved for manamko’ and those persons with disabilities.

To make an appointment in Tamuning, call us at (671) 647-3526 or via email at customerservice@takecareasia.com. For Garapan, call us at (670) 235-0994.

Or click here to ask us a question or request for more information using an online form. We’ll respond within 24 hrs.


Your 2024 Premium Rate Share*

* Effective January 1 2022, premium rate shares are the same for Non-Postal and Postal employees.


2024 Benefit Plans

The TakeCare Summary of Benefits and Coverage (SBC) for each of its 2024 Options and Uniform Glossary are available through the following links:


Federal HDHP video


Other Important Links