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Is it really possible to get the best health plan? 

It’s all about listening to your needs.  We are here to help you get the right options so you can make better health care decisions.

We have designed several health plans and one is definitely right for you. And how do we know this? We’ve been providing health care service for more than 30 years. We’ve touched more lives to know that choosing a health plan is a step closer to a healthier lifestyle. We anticipate needs so we can meet expectations.

Expertise and experience is our guarantee.


Get the most out of our health plans.

TakeCare is the only health insurance company in the region that offers a federally qualified, fully comprehensive health program.

Our benefits include exclusive admittance to FHP Health Centers with access to the largest health network on Guam: over 100 medical providers, 40 dental providers and 20 pharmacies on island.

TakeCare has a growing network that spans Guam and the neighboring islands. It reaches the Philippines, Thailand, Singapore, all the way to Hawaii and California.

And there’s more to expect. We continue to introduce new and exciting health care options for employers and members.  Our affordable health plans matched with comprehensive health benefits are drawing more consumers to our brand of total health care.


Premier -----------------
Largest On-Island provider network which includes exclusive access to the FHP Health Center
Annual Physical has not benefit maximum
Out-of-Pocket Maximum - $1,500 single/ $4,500 family
Plan maximum – Unlimited
Fixed copays
Access to Health and Wellness Program
Inpatient hospital admission copay is waived when you go to our participating provider in the Philippines
Outpatient services  is covered 100% if you go to our participating provider in the Philippines
100% covered for Laboratory Services
100% coverage for Immunizations
Specimen Handling
Allergy Testing and Treatment
Hansen’s Disease
HIV and HTLV Testing
Parkinsons Dementia
Pain Management
Skilled Nursing & Sub-Acute Care Facilities
Home Health Care
Hospice (available through FHP Home Health)
Physical Therapy
Occupational Therapy
Speech Therapy
Treatment of Chronic Orthopedic Conditions
Cardiac Rehabilitation
Internal Prosthetics Coverage
  · Joints
· Pacemakers, stents and leads
· Intraocular lens
· Breast Reconstruction


Standard -------------------------------------------
Largest On-Island provider network which includes exclusive access to the FHP Health Center
Out-of-Pocket Maximum - $2,000 single/ $6,000 family
Fixed copays for Diagnostic Testing
Access to Health and Wellness Program
Inpatient hospital admission copay is waived when you go to our participating provider in the Philippines
Outpatient services  is covered 100% if you go to our participating provider in the Philippines
Executive Check-up
100% covered for Laboratory Services
100% covered for Immunizations
Specimen Handling
Hansen’s disease
HIV and HTLV Testing
Parkinsons Dementia
Pain Management
Skilled Nursing & Sub-Acute Care Facilities
Home Health Care
Hospice (available through FHP Home Health)
Physical Therapy
Cardiac Rehabilitation
Treatment  of Chornic Othopedic conditions
Internal Prosthetics Coverage
  · Pacemakers, stents and leads
· Intraocular lens
· Breast Reconstruction


Basic -----------------------------------------------
Exclusive access to FHP Health Center
Low monthly premiums
Out-of-Pocket Maximum - $1,000 single/ $3,000 family
No Referrals
Coverage up to $100,000
Executive Check-up
100% covered for Laboratory Services
Skilled Nursing & Sub-Acute Care Facilities
Home Health Care
Physical Therapy
Cardiac Rehabilitation


Fit Plan ---------------------------------------------
Exclusive access to FHP Health Center
Out-of-Pocket Maximum - $1,500 single/ $4,500 family
Fixed copays for preventive care and pharmacy at FHP
Access to Health and Wellness Program
Allergy Testing and Treatment
Executive Check-up
100% covered for Laboratory Services
Specimen Handling
Hansen’s disease
HIV and HTLV Testing
Parkinsons Dementia
Pain Management
Skilled Nursing & Sub-Acute Care Facilities
Home Health Care
Hospice Care
Physical Therapy
Speech Therapy
Refund up to $1,500


High Deductible Health Plan - HSA ---------------
Exclusive access to FHP Health Center
Out-of-Pocket Maximum - $5,000 single/ $10,000 family
First dollar coverage for Preventive Care Services up to $300.
Low Premium
Access to Health and Wellness Program
Allergy Testing and Treatment
100% covered for Laboratory Services
Skilled Nursing & Sub-Acute Care Facilities
Home Health Care
Hospice Care

 
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