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Premier -----------------
Largest On-Island provider network which includes exclusive access to the FHP Health Center
Annual Physical has not benefit maximum
Out-of-Pocket Maximum - $1,500 single/ $4,500 family
Plan maximum – Unlimited
Fixed copays
Access to Health and Wellness Program
Inpatient hospital admission copay is waived when you go to our participating provider in the Philippines
Outpatient services  is covered 100% if you go to our participating provider in the Philippines
100% covered for Laboratory Services
100% coverage for Immunizations
Specimen Handling
Allergy Testing and Treatment
Hansen’s Disease
HIV and HTLV Testing
Parkinsons Dementia
Pain Management
Skilled Nursing & Sub-Acute Care Facilities
Home Health Care
Hospice (available through FHP Home Health)
Physical Therapy
Occupational Therapy
Speech Therapy
Treatment of Chronic Orthopedic Conditions
Cardiac Rehabilitation
Internal Prosthetics Coverage
  · Joints
· Pacemakers, stents and leads
· Intraocular lens
· Breast Reconstruction


Standard -------------------------------------------
    Largest On-Island provider network which includes exclusive access to the FHP Health Center
    Out-of-Pocket Maximum - $2,000 single/ $6,000 family
    Fixed copays for Diagnostic Testing
    Access to Health and Wellness Program
    Inpatient hospital admission copay is waived when you go to our participating provider in the Philippines
    Outpatient services  is covered 100% if you go to our participating provider in the Philippines
    Executive Check-up
    100% covered for Laboratory Services
    100% covered for Immunizations
    Specimen Handling
    Hansen’s disease
    HIV and HTLV Testing
    Parkinsons Dementia
    Pain Management
    Skilled Nursing & Sub-Acute Care Facilities
    Home Health Care
    Hospice (available through FHP Home Health)
    Physical Therapy
    Cardiac Rehabilitation
Treatment  of Chornic Othopedic conditions
    Internal Prosthetics Coverage
  · Pacemakers, stents and leads
· Intraocular lens
· Breast Reconstruction


Basic -----------------------------------------------
    Exclusive access to FHP Health Center
    Low monthly premiums
    Out-of-Pocket Maximum - $1,000 single/ $3,000 family
    No Referrals
    Coverage up to $100,000
    Executive Check-up
    100% covered for Laboratory Services
    Skilled Nursing & Sub-Acute Care Facilities
    Home Health Care
    Physical Therapy
    Cardiac Rehabilitation


Fit Plan ---------------------------------------------
    Exclusive access to FHP Health Center
    Out-of-Pocket Maximum - $1,500 single/ $4,500 family
    Fixed copays for preventive care and pharmacy at FHP
    Access to Health and Wellness Program
    Allergy Testing and Treatment
    Executive Check-up
    100% covered for Laboratory Services
    Specimen Handling
    Hansen’s disease
    HIV and HTLV Testing
    Parkinsons Dementia
    Pain Management
    Skilled Nursing & Sub-Acute Care Facilities
    Home Health Care
    Hospice Care
    Physical Therapy
    Speech Therapy
    Refund up to $1,500


High Deductible Health Plan - HSA ---------------
    Exclusive access to FHP Health Center
    Out-of-Pocket Maximum - $5,000 single/ $10,000 family
    First dollar coverage for Preventive Care Services up to $300.
Low Premium
    Access to Health and Wellness Program
    Allergy Testing and Treatment
    100% covered for Laboratory Services
    Skilled Nursing & Sub-Acute Care Facilities
    Home Health Care
    Hospice Care

 
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